Pre-qualification takes the guess work out of house hunting and refinance options. Complete a short form and your information will be reviewed by the appropriate mortgage specialist. At this point, your information will not be verified which means no credit checks or employment verification. This is an opportunity to receive a free, no obligation mortgage plan from a lending team you can trust.
A loan that has an interest rate that is fixed for the term of 15 years. With the interest rate locked for the term of the loan the corresponding principal and interest payment is fixed for the term and pays the loan in full at the end of the term.