Pre-Approval

Pre-qualification takes the guess work out of house hunting and refinance options. Complete a short form and your information will be reviewed by the appropriate mortgage specialist. At this point, your information will not be verified which means no credit checks or employment verification. This is an opportunity to receive a free, no obligation mortgage plan from a lending team you can trust.

5/1 ARM

A loan that has a fixed interest rate and principal and interest payment for the first 5 years. Starting the 6th year the loan reverts to a 1 year adjustable.