Pre-qualification takes the guess work out of house hunting and refinance options. Complete a short form and your information will be reviewed by the appropriate mortgage specialist. At this point, your information will not be verified which means no credit checks or employment verification. This is an opportunity to receive a free, no obligation mortgage plan from a lending team you can trust.
An adjustable loan with a Monthly Treasury Average index. This loan typically has a very low initial interest rate and monthly payment. Interest rate and payments are adjusted every 12 months subject to established limitations. These loans offer the customer options as to the amount they wish to pay each month. Terms can be up to 40 years.